This tender invites qualified health insurance companies to provide group health insurance coverage for Aror University employees in Sukkur. The procurement is managed by Aror University and focuses on comprehensive medical and surgical supplies and services tailored for the university's staff and their dependents. The contract covers hospitalization, maternity, major medical cases, and emergency services with a one-year term extendable upon mutual consent. The scope includes detailed health insurance coverage for 157 employees categorized by pay scale, with specific limits for hospitalization, maternity, and major medical care. The insurance provider must have an A+ rating or above and be registered with the Income Tax and Sales Tax departments. The service includes emergency response, claim reimbursement, and a panel of reputable hospitals in Sukkur. The technical evaluation emphasizes experience, office presence in Sukkur/Rohri, credit rating, and service quality. Bidders should ensure compliance with PEC category requirements and maintain valid FBR/ATL status for the fiscal year 2025-26. The tender requires submission of a bid security of 3% of the tender amount and performance security of 10% post-award. All proposals must be submitted in separate sealed envelopes for technical and financial bids, with strict adherence to ethical business practices and legal compliance. The submission deadline is set for 09 March 2026 at 12:00 Noon, with bid opening at 12:30 PM on the same day at Aror University, National Highway, Main Rohri Bypass, Sukkur. Interested bidders must deliver their sealed bids physically to the procurement office. Late or emailed submissions will not be accepted. Pro-Tip: Carefully review the technical evaluation criteria and ensure all documentary evidence is complete and properly signed. Pay special attention to the bid security and performance security requirements to avoid disqualification. Also, verify the hospital panel list and emergency response procedures to align with the university's expectations.