Jinnah Medical Construction Company (JMC) in Islamabad under the Ministry of National Health Services requires comprehensive Group Health Insurance Services for its employees and eligible dependents. This tender covers medical and hospitalization insurance with multiple coverage options tailored for different employee categories, ensuring maximum financial protection and quality healthcare. The scope includes hospitalization care with daily room charges, ICU, operation theatre, consultancy fees, surgical operations, and coverage for pre-existing and congenital conditions. Specialized investigations like MRI, CT scans, and angiographies are included. Day care surgeries, emergency treatments, outpatient services, maternity benefits, and coverage for parents without age limits are also part of the package. The insurance must provide cashless IPD and OPD services with nationwide panel hospitals and 24/7 helpline support. Bidders must be registered with SECP and comply with PEC and FBR requirements, including ATL status for 2025-26. The tender demands a bid bond of PKR 100,000 and a performance bond of 5% of the contract value. Technical bids require a minimum score of 75 for qualification, and financial bids will be evaluated on quality and cost with an 80/20 weightage. Submission deadline is on the 27th of February 2026 at 11:00 AM via the EPADS portal, with technical bids opened at 11:30 AM the same day. The physical address for correspondence is the Project Management Unit, JMC, Hall 3A, Deputy Director, P&D Wing, 3rd Floor, Kohsar Block, Pak Secretariat, Islamabad. Pro-Tip: Ensure your bid includes all required documents, especially the bid bond and FBR ATL certificates, as missing these will lead to outright rejection. Also, attend the pre-bid meeting on 18 February 2026 to clarify any doubts and avoid common pitfalls in the submission process.