AUCTION: Gold Jewellery Pledged Against Loan Account CNIC 37402-4720180-8 at Halan Microfinance Bank Branch 41, Sargodha

NOTE: This is an AUCTION/LEASE notice, not a procurement tender. Bidders pay the department to acquire ownership, lease, rental, or collection rights. Halan Microfinance Bank is conducting a public auction of gold jewellery pledged against a loan account at its Branch 41, Sargodha. This auction is being held in accordance with the bank's recovery procedures for defaulted loans, and interested parties are invited to participate in the bidding process. The auction will take place at the branch premises on 27 October 2026 at 12:00pm. Items being auctioned: - Gold jewellery pledged against loan account CNIC 37402-4720180-8 (exact weight and description as per bank records; details available at the branch prior to auction) The gold jewellery has been pledged as collateral and is being auctioned due to non-payment of the outstanding loan. All interested bidders are encouraged to visit the branch before the auction date to inspect the items and verify the details. Participation in the auction requires presentation of valid CNIC and compliance with the bank's auction terms and conditions. The successful bidder will be required to deposit the full bid amount immediately after the auction, and all applicable taxes and charges will be borne by the purchaser. Earnest money or security deposit may be required as per the bank's policy, and further information can be obtained from the branch manager. The auction is open to all eligible individuals and entities, subject to verification of credentials. Bidders are advised to arrive at the branch well before the scheduled time to complete registration formalities. A practical tip: Visit the branch a day before the auction to inspect the gold items and clarify any queries regarding the auction process or payment terms. This will help you make an informed bid and avoid last-minute issues.