This tender invites bids for the outsourcing of life insurance coverage for the staff of Sindh Integrated Emergency and Health Services (SIEHS) based in Karachi. The contract covers life insurance benefits including death, accidental death, permanent and temporary disability, and natural disability benefits for 2313 employees. The insurance coverage is based on employees' gross salaries and is initially for one year, with possible extensions up to three years subject to performance. The scope includes swift claim reimbursements within 20 days and monthly updates of employee details. The contract requires bidders to be registered with active tax status and to submit bids electronically via the EPADS portal. The bid security is fixed at PKR 107,084, and a non-refundable tender fee of PKR 3,000 is payable. The contract demands compliance with all applicable taxes and duties, with prices fixed for the contract duration. The submission deadline is set for 9th March 2026 at 10:30 AM, with bid opening at 11:00 AM at the SIEHS office in Karachi. Bidders must ensure PEC category compliance and maintain valid FBR/ATL status for the fiscal year 2025-26. The tender emphasizes adherence to SPPRA rules and requires performance security of 5% of the contract value. Conditional or late bids, and those from blacklisted firms, will be rejected. The contract is governed by Pakistani law with Karachi courts having jurisdiction. Submit your sealed bids on time through the EPADS portal and ensure all documentation, including bid security and tender fee receipts, are included. The physical address for submission and opening is Sindh Integrated Emergency and Health Services, 43-15/K, Block 6, PECHS, Karachi. Pro-Tip: Carefully review the tender documents for stamp duty requirements and ensure your bid security and performance guarantees are correctly formatted to avoid disqualification.