Group Health Care Insurance Services for Sindh Lakhra Coal Mining Company Employees and Dependents

Sindh Lakhra Coal Mining Company Pvt. Ltd, under the Energy Department Government of Sindh, Karachi, is procuring comprehensive Group Health Care Insurance services for its employees, spouses, parents, and children. This procurement covers a wide range of medical services including outpatient consultations, specialist referrals, diagnostic investigations, inpatient hospitalization, emergency care, maternity benefits, preventive healthcare, immunizations, and family pooling facilities. The insurance provider is expected to offer cashless treatment through a nationwide network of hospitals, clinics, and diagnostic centers. The policy includes coverage for pre-existing conditions, congenital diseases, cancer, dialysis, hepatitis treatment, and emergency ambulance services. Four grouped medical healthcare insurance plans are specified with varying limits and room categories. The contract period is initially one year with a fixed premium rate guaranteed for twelve months. Eligible bidders must be reputable authorized insurance companies with a minimum AA+ credit rating from JCR-VIS or PACRA, registered with FBR, SRB, and SECP. They should demonstrate relevant experience, skilled human capital, and a network of penal hospitals and laboratories. Bidders must submit technical and financial proposals under a single stage-two envelope procedure, including earnest money of 2% of the bid offer. The submission deadline is 23rd June 2026 at 12:00 pm, with bid opening at 12:30 pm on the same day at the SLCMC Head Office, Bungalow No. B-89, Street 15, Gulshan-e-Faisal, Bath Island, Clifton, Karachi. Bids must be submitted through the SPPRA e-Pak Acquisition and Disposal System (EPADS). A practical tip for bidders is to ensure all mandatory documents, including the Integrity Pact and bid security, are complete and properly signed to avoid disqualification. Early preparation of the technical bid and financial bid in separate encrypted files is recommended to comply with submission requirements.