Group Health Insurance Services for University of Turbat Employees and Dependents

This tender invites qualified insurance providers in Turbat to offer comprehensive Group Health Insurance Services for University of Turbat employees and their eligible dependents. The contract covers a wide range of medical benefits including hospitalization, maternity, outpatient care, and emergency treatments tailored to different employee pay scales. The University of Turbat, a reputable public sector institution in Balochistan, seeks to ensure uninterrupted health coverage for its staff through a robust insurance network. The scope includes cashless hospitalization at panel hospitals nationwide, day care procedures, maternity benefits, and coverage for pre-existing conditions without waiting periods. The insurer must maintain panel hospitals in key locations such as Turbat, Panjgur, Pasni, and Gwadar, ensuring accessibility and credit facilities. The contract duration is twelve months with a possible extension. The technical evaluation emphasizes experience, financial strength, and network adequacy, while financial bids will be assessed on competitive premium rates. Bidders should hold a valid SECP license, maintain active taxpayer status, and possess a minimum credit rating of AA. Compliance with PEC categories and FBR/ATL requirements for the fiscal year 2025-26 is essential. The tender demands submission of audited financials, corporate client lists, and evidence of medical staffing. Bid security and performance guarantees are mandatory, with penalties for delayed claim processing. The submission deadline is set for 23:59:59 on the closing date, with technical and financial proposals submitted separately via the EPADS online portal. The physical address for correspondence is the University of Turbat office in Balochistan. Bids must be complete, signed, and free from overwriting to be considered valid. Pro-Tip: Ensure your bid includes all mandatory documents and a detailed list of panel hospitals with credit facility agreements, as missing or incomplete documentation is a common cause for disqualification in health insurance tenders.