Health Insurance Services for Shaheed Zulfiqar Ali Bhutto University of Law Karachi

Shaheed Zulfiqar Ali Bhutto University of Law Karachi invites bids for comprehensive Health Insurance Services covering 781 lives including 161 employees and 620 dependents for a period of 12 months. The procurement is managed by the Finance Department of the university located in Clifton, Karachi, Sindh. Items being procured: - In-Patient Treatment (Hospitalization) - Day Care Treatment - Maternity Care - Reimbursement of Out-Patient Treatment for Pre & Post Hospitalization - Other Medical Services / Allied Facilities The insurance coverage includes detailed benefits such as hospitalization with daily room and board limits, maternity care, outpatient reimbursements, emergency room treatments, and coverage for declared and undeclared pre-existing conditions. The policy covers employees across five categories (A to E) with specific coverage limits for hospitalization, maternity, and daily room charges. Accidental injuries hospitalization ceilings are enhanced by 50%. The scope also includes coverage for newborn babies from day one, psychiatric treatments, cancer treatment, organ transplants, and various surgical procedures. Eligibility criteria require bidders to be SECP registered health insurance companies listed as active taxpayers with FBR and SRB. Bidders must have at least one full-time doctor for case management, a minimum equity/net worth of PKR 2 billion, and a credit rating of AA or equivalent from PACRA/JCR-VIS. Submission requires a non-refundable tender fee of PKR 5,000 and a bid security of PKR 750,000. Bidders must submit technical and financial proposals in separate sealed envelopes following the single stage two envelope procedure. The tender documents can be obtained from the Director Finance at the university or downloaded from the official SZABUL and Sindh PPRA websites, with the tender fee enclosed. The last date for purchasing tender documents is 17 July 2026 by 17:00 hours, and the bid submission deadline is 20 July 2026 by 14:00 hours. Bids will be opened on the same day at 15:00 hours. The university reserves the right to reject any or all bids as per Sindh Public Procurement Rules. A practical tip for bidders: Ensure all documents are complete, signed, and stamped as required, and submit bids well before the deadline to avoid disqualification due to late submission. Pay special attention to the bid security and tender fee requirements, as non-compliance will lead to rejection.