Investment of Fixed Deposits (TDR) for Azad Jammu & Kashmir Tribal Area Trade Authority

The Azad Jammu & Kashmir Tribal Area Trade Authority invites offers from scheduled banks for the investment of fixed deposits (TDR) amounting to a total of Rs. 45,503,000 for a period of one year. The authority is seeking competitive net profit rates for the following TDR amounts: - 3,086,000 PKR - 3,350,000 PKR - 6,360,000 PKR - 27,000,000 PKR Specific item list not provided in the notice for net profit rates, but the above amounts are to be invested as fixed deposits. The technical scope involves the placement of these funds in TDRs with scheduled banks, with the objective of maximizing annual net profit for the authority. Bidders must be scheduled banks operating in Pakistan and should submit their sealed offers by hand to the office of the Deputy Secretary by 11:00 AM on 23-08-2026. Offers will be opened on the same day in the presence of bidders or their representatives. All participating banks must ensure that their offers clearly mention the net profit rate (monthly and annual, both in figures and percentage) for each TDR amount. The authority reserves the right to accept or reject any or all offers as per applicable rules. No offer will be entertained after the deadline. A practical tip for bidders: Ensure your bid includes all required profit details for each TDR amount and submit well before the deadline to avoid last-minute issues. Clearly label your envelope with the tender number and subject to facilitate smooth processing.