Gold Loan Repayment by Apna Microfinance Bank Limited

Apna Microfinance Bank Limited is inviting repayment of gold loans from various borrowers across multiple districts including Charsadda, Peshawar, Taxila, Gujranwala, and Sahiwal. The bank requires full and timely repayment of the specified loan amounts by the due dates mentioned for each borrower. The repayment process is strictly monitored and any delay or default will result in the bank holding the gold as security according to its policy. The tender notice lists individual borrowers with their respective loan amounts, gold weights, and account numbers. The repayment deadlines range from 13th to 16th July 2026, with specific timings for submission. The bank emphasizes that only online payments will be accepted and no partial or late payments will be entertained. Earnest Money or CDR is not explicitly mentioned but adherence to the bank’s repayment policy is mandatory. Eligible participants are the listed borrowers or their authorized representatives who must ensure full payment within the stipulated timeframe. The bank’s branch offices in the respective districts will handle the repayments. The notice does not specify PEC categories or FBR/ATL registration requirements as this is a financial transaction rather than a construction or supply tender. The key dates for repayment are critical, with the final deadline being 16th July 2026 at 3 PM. Payments must be made online to the bank’s account as per the instructions. The bank’s branch manager is the contact point for any queries. The submission method is strictly online payment, and no physical submission of documents is required. A practical tip for bidders is to ensure timely online payment well before the deadline to avoid any technical issues or delays. Confirming the exact account details and payment reference numbers with the bank’s branch manager will help prevent errors. This tender is unique as it involves financial repayment rather than procurement of goods or services, so strict compliance with the bank’s instructions is essential.